Overview
Step into the gritty, sun-baked streets of Tucson, Arizona, in 2016. In Bad Credit, you play as a small-time money lender caught in a web of debt and danger.
With the city itself teetering on the brink of moral and financial collapse, your survival hinges on your ability to make a fortune. This neo-western visual novel challenges you to forge your own path through a world rife with desperation.
Highlights
- A Rich Narrative Experience: Immerse yourself in a story-driven RPG where your choices have significant consequences.
- Vast Character Interaction: Encounter over 100 unique characters, each with their own hateful worldviews, rivalries, and morally ambiguous business opportunities.
- Free-to-Play Accessibility: Experience this compelling narrative without any cost, making it easy to jump into the world of Tucson.
Who It's For
Bad Credit is designed for players who enjoy deep narratives, meaningful choices, and character-driven stories. If you appreciate visual novels with a mature, gritty theme and the challenge of navigating complex social and financial landscapes, this game offers a unique experience.
Fans of neo-western settings and CRPGs that emphasize player agency will find a lot to love here.
Game Info
Developed by Riley Sampson and Arthur O'Keefe, and published by Soldier Girl Interactive, Bad Credit offers a single-player, story-rich experience. It falls under the RPG and Visual Novel genres, featuring a point-and-click interface and a strong emphasis on player choice.
The game supports Steam Achievements and Family Sharing, and is available for free on Steam.





